I am not in the market for a job, but like many here, i'm regularly contacted by recruiters/HR/etc trying to get me to leave my current job and head somewhere new. My issue is that I'm 100% WFH, I have a pretty good salary (Very good when you add in the consulting), and good benefits. How can I politely tell a company that they can't afford me? Or rather, they can't afford what it would cost to get me to start going into an office again, or take a job that's 75% travel, etc. I don't claim to be the best system/storage/virtualization guy in the world (though I'm close

), so not asking the money for that, but for the simple fact that current company has been very good to me, and 100% wfh let's me watch my daughter grow up. I normally just say I'm not looking for work currently, but I feel there's a chance that I'm then missing opportunity, as one of these companies might surprise me and throw out a number that would convince me to say yes.
So how do I politely say that I'd only leave current job(or more accurately, current 100% WFH situation) if they threw bags of money at me, without being rude?