Title says it all, is the effort and expense worth it to get a master's degree? Some of you who know me know that I have an A.A.S. (maybe it's in my sig as well

) I'll be done with a B.S. in a little over a year.
Would I see a pay raise if I pushed on and got an M.S.? Supervising others is not a problem, but I want to be in the thick of things, technically speaking. I'm in IT to solve problems and find better solutions,
not to herd cats. What if I were taking out student loans to do it? Still worth it?
Your input/advice is always appreciated!