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IT Professional Liability Insurance?

Macpro76Macpro76 Member Posts: 79 ■■□□□□□□□□
in IT Jobs / Degrees
I have started the process of creating an IT consulting firm. I came across the Apple Consultants Network page. They require a $1 million General Liability insurance coverage. I did some research and found Hiscox on line at
IT insurance ? Technology Insurance for IT Professionals

has anyone used them, do we need it and is it recommended?

1. Professional Liability Insurance and the general coverage? [h=2][/h]
[ ] PDI+, [ ] Cloud Essentials, /B] [B Project+
[*] CompTIA: A+, Network+, Server+, Security+, Healthcare IT, Green IT
/B]*[SIZE=2 MTA: Server, OS, Network, Security
/SIZE]*[SIZE=2 Apple: ACSP v10.8, ACMT v10.8, Mac Integration v10.7 & v10.8 [/SIZE]
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    blargoeblargoe Member Posts: 4,174 ■■■■■■■■■□
    I'm curious about this as well. Do you guys that contract independently (1099 or W2) work corp to corp need liability insurance?
    IT guy since 12/00

    Recent: 11/2019 - RHCSA (RHEL 7); 2/2019 - Updated VCP to 6.5 (just a few days before VMware discontinued the re-cert policy...)
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    TLeTourneauTLeTourneau Member Posts: 616 ■■■■■■■■□□
    I do corp to corp (no 1099 orW2 work) and carry liability and E&O coverage. Best to be safe. For the OP, I've never worked with the company you mentioned. I got my insurance from a local agent.
    Thanks, Tom

    M.S. - Cybersecurity and Information Assurance
    B.S: IT - Network Design & Management
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    netsysllcnetsysllc Member Posts: 479 ■■■■□□□□□□
    Though you have to buy a membership which most people find valuable in itself, the ASCII group for IT professionals has some partnerships for insurance at good rates ASCII Group Rate Insurance for MSPs | The ASCII Group, Inc.
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    themagiconethemagicone Member Posts: 674
    Hiscox is good, but not great. About $50/month will get you a decent policy. I do IT consulting and field work. Now I carry a $4,000,000 policy from Hartford, about $1600/year. Covers damn near anything except the world imploding.
    Courses Completed at WGU: JIT2, LYT2, TFT2, SJT2, BFC2, TGT2, FXT2
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