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Employer retirement benefits and your plans
Akaricloud
Member Posts: 938
For as often as we discuss salary I'm curious how our retirement benefits match up and what others are being offered with their tech jobs.
As far as the position I'm currently in, I have 100% vested 401k matching up to 4% of my income as well as 100% HSA matching. My current savings breakdown is as follows:
$770/month -> 401k(including matching vested amount)
$270/month -> HSA(including matching)
$458/month -> Roth IRA
Total ~$1,500/month or $18,000/year.
What retirement benefits does your employer offer?
In what ways are you taking advantage of this and other methods to save for retirement specifically?
As far as the position I'm currently in, I have 100% vested 401k matching up to 4% of my income as well as 100% HSA matching. My current savings breakdown is as follows:
$770/month -> 401k(including matching vested amount)
$270/month -> HSA(including matching)
$458/month -> Roth IRA
Total ~$1,500/month or $18,000/year.
What retirement benefits does your employer offer?
In what ways are you taking advantage of this and other methods to save for retirement specifically?
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darkerz
Member Posts: 431 ■■■■□□□□□□
I personally max out my 401k + Roth IRA contributions annually and re-balance every 12 months. (21,500 per year)
8% matching on 100%, then 4% on 50% afterwards.
Mint.com counts that money as part of my net worth. Also, cash sitting there earning no interest is awful.:twisted: