Hi Everybody, I am very thankful for God I found this forum three days ago. I think here will be my lifesaver

I am 28 years old and I am still going to College for my BS Information Technology degree( it will be finished next fall 2014). I already have my associates degree on Microsoft Networking. However, I don't have any certifications even A+ yet.. I worked for a company that was doing A+ jobs and some networking for three years. Currently, I am not working, I am just going to school in order to finish it asap. I tried some programming on Java and I found myself at the middle of nowhere and I don't think I can be a programmer..
So my question is, I would like to be in networking industry. Do you think in order to be system admin, having CCNA Routing and Switching and Linux + certifications are enough? Or should I follow Microsoft pathway to be system admin?
In addition, I am going to 4 year college right after my technical college because I believe that being higher positions in the future requires at least 4 yr college degree most likely. So i would like to be in management position in the future also. And the another thing is I am really tight on the budget nowadays. I really needed to be in an OK position right after the school in money wise. ( I know everyone needs money

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I saw very professional and valuable people over here. I sincerely pay attention every post.
Thank you very much for your suggestions.