I've been studying for Sec+ for a couple months and I feel fairly comfortable with the material. I'm almost ready to take the test and could schedule at any time, but I don't have the cash to retake if I fail, plus I'm not sure if the cert with have an immediate benefit if I pass, due to the fact that I have a job. (Although that paper cert would look nice framed)

Where I work, they use Netware for file and print sharing, and NT/2000 for everything else. I'm really thinking of going for MCSA on 2000 because I want that knowledge, plus I think it will help me at my job. It's between MCSA and Server+.
BTW, we don't maintain servers there.