What I hate about CISSP is a ton of crap that is marked as 'for the purpose of CISSP exam'. It relates to areas, mostly non-technical ones, that do not have established, well-known and widely accepted standards and procedures, like forensics investigation procedures, etc. However, sometimes it is so regarding even well established technical things, like, for the purpose of CISSP you should consider SSL/TLS to be a part of transport layer which is NUTS. In order to pass the exam you have to have top-notch knowledge of technical things because you'll certainly miss around 20% of this ambiguous crap if you attempt to pass it relying solely on your real world experience. But enough of ranting, let's test your knowledge of reference monitor concept.
Which characteristics do NOT identify a reference monitor?
A) analysis

isolation
C) verifiability
D) vulnerability
Possible answers are any combinations of one or two answers from the list provided, i.e. answer is A or answer is C and D, etc.
What's you answer? Explain if possible.