Im going to be taking my CCNA exam Thursday, and the only thing that is honestly holding me up is VLSMs. I understand the blocksizes for class C, (well I think

) but after that I'm not sure.
What summary address would be sent from router A?
RouterA:
3 networks attached:
172.16.128.0/18
172.16.32.0/24
172.16.64.0/18
And its going to send this to router B as a summary address.
The correct answer is 172.16.0.0 /16 from what I am reading, but I don't understand how that is coming about, any help? Thanks alot!
PS. Is this something really important on the CCNA?