Need general IT life advice

I just got back from talking to my academic counselors who've told me that I can now take one or two more classes for my A.S. and then transfer to a 4-year university to finish my B.S. in Computer Science.
For someone looking to get into the Networking (and, eventually, infosec/security) should I be looking to just get my A.S. in Computer Science and then get my CCNA/CCNC/MCSE and jump into the field, or should I wait it out and get my B.S. and then apply? I have the time and I can get the loans to do either, I'm just worried at this point that it'll take me too long to get my B.S. (I'd be 25) and the only work experience would be working retail.
Any life advice appreciated, even unrelated to my specific instance
For someone looking to get into the Networking (and, eventually, infosec/security) should I be looking to just get my A.S. in Computer Science and then get my CCNA/CCNC/MCSE and jump into the field, or should I wait it out and get my B.S. and then apply? I have the time and I can get the loans to do either, I'm just worried at this point that it'll take me too long to get my B.S. (I'd be 25) and the only work experience would be working retail.
Any life advice appreciated, even unrelated to my specific instance
Comments
I'd go for the degree before the certs, that will land you an entry level job and you can start the certs while working.
Thank you for taking the time to reply, really. My only concern is that I have no "real excuse" for taking this long in college other than "I'm absolutely terrible in math" - and that's not a great answer for why I've taken another year. I'm all-for getting my bachelors, I have a pretty good idea of where it stands 'hiring wise' that I can take it and use it to get several entry level jobs, I'm really just interested to know how much the degree in Computer Science is worth VS A.S. degree and having many certs.
I was in your situation a while ago. I returned to finish an AS Degree (Cegep, something equivalent in Quebec,Canada) but as I were 26 when I got diplomed and as life stirred me toward getting a job. Then now, I am 42, I still have only an AS but many certs. In some case, my lack of degree would make my resume non-acceptable despite a great resume. So, my only regret in my career is to not have continued and get a degree.
Cert are short term goal that can be reach later.
Thank you for the advice, I definitely think I'm going to be finishing my degree then
Security+, eJPT, CySA+, PenTest+,
Cisco CyberOps, GCIH, VHL,
In progress: OSCP
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