Certification and degree??

Hello, 
I am new to this site and am working on getting A+ certified.
How important is it to have an actual school "degree" along with certification? My local 2 year college offers programs but I don't want to spend the money on these degrees if I don't have to. I feel that I am competent enough to be able to get certified on my own...
thank you for all of your input!

I am new to this site and am working on getting A+ certified.
How important is it to have an actual school "degree" along with certification? My local 2 year college offers programs but I don't want to spend the money on these degrees if I don't have to. I feel that I am competent enough to be able to get certified on my own...
thank you for all of your input!
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Comments
My opinion is that you are gonna have to have certs sooner or later. The sheepskin will give you an edge. With IT stalling out like it has, get the degree and be ready when things open up again.
A degree can be done traditionally as in 4 years or over a decade, either way it can still be done. The best students are the non-traditional ones who have families and a mortgage to pay as they tend to be more focused. Stick with a degree and have a plan. you can do it.
2020 Goals: 0 of 2 courses complete, 0 of 2 exams complete
I believe the importance of a degree cannot be overstated. I know it's costly and a drag to participate in classes that you'd rather not take, but the upside is so worth it. When you're in a degree program you get access to all kinds of technology you most likely wouldn't get access to; you learn the fundamentals of computing in a structured way that becomes beneficial for the rest of your computing life; you get to pick the brains of instructors/professors who possess a substantial wealth of computing knowledge and who are there, for the most part, to actually help you; and you get an immediate group of peers (your classmates) to learn with. It can be a struggle, but it's worth it. Disclaimer: I recently finished a BS in CS and found the experience pretty rewarding.
I would have to say that despite a greater commitment of time and money into earning a degree vs. certifications, a degree will by far produce more returns on your investment if you chose to pursue it. Think of it this way, a certification will generallay hold it's value as long as the skills and products that it guarantees are current and in demand. Once the lease is up, you'll probably have to recertify or be considered obsolete. A degree on the other hand is yours for life. Additionally, certifications tend to specialize on a particular technology area or vendor while a degree applies to a broad field. A BS in computer science will be just as applicable for a programmer position as for a network administrator. It is true that the skills you learn while pursuing a diploma are based more on theory rather than practice. To an employer, however, a degree translates to such qualities as strong commitment to success, ability to work in a group, responsibiliy, punctuality, among others.